Google Play Chargeback Exposure Calculator

Google Play began sharing chargeback costs with developers for orders placed after 3 August 2026. Every disputed transaction now costs you the revenue you'd already kept, plus a flat chargeback fee. This tool estimates what that adds up to per month and per year.

Inputs

$
What players paid, before Google's cut.
$
What the player paid per purchase, before Google's cut.
%
15% under the Play Small Business Programme, 20% in the US.
%
Your own figure from Play Console. 0.7% is a rough industry estimate.
$
Google hasn't published theirs. Stripe charges $15, PayPal $20, some banks up to $100.

Annual exposure

Annual cost
$0
0% of net annual revenue

Monthly breakdown

Sales per month 0
Disputes per month 0
Cost per dispute $0
Refunded (net kept) Chargeback fee — 0% of damage
Monthly cost $0

Processor dispute limits

Your dispute rate 0%
0% 0.5% 1.0% 1.5%

Shaded band = typical processor limits: Stripe flags at 0.5%, PayPal, Shopify and Braintree tend to act around 1%.

Visa's and Mastercard's own dispute-monitoring programmes use similar percentage thresholds, but also require a minimum monthly case count (typically 100+) that most small studios never reach.

The 24-hour problem

When a player disputes a purchase, Google sends a notification and you have 24 hours to respond with evidence — whether the item was delivered and whether it was consumed. Only your first API call counts. Miss the window and Google has nothing to contest the chargeback with.

I'm building a tool that handles this automatically. Free and open source when it's done.

Email me when the tool ships

Built by a fraud analyst who noticed the change. One email when it ships, nothing else.

Sources

Dispute rate and chargeback fee defaults are industry estimates — replace them with your own figures.